is a complete smart card lifecycle
management system catering to multi application smart card transactions
for the Banking, Financial and Loyalty segments.
Smart card with its ability to handle more information than
a traditional magnetic credit card expands the application and
services that can be offered to customers.
Smart card technology can provide real opportunities for innovation
in business to generate new sources of income. Today in India
where 70% of all the transactions conducted in cash with no
involvement of a bank or financial institution. This indicator
clearly shows the hidden cost involved in handling cash with
uncertainty and risk, which comes with such transactions. All
successful Governments, Regulation bodies like RBI, financial
institutions, Banks would like to bring this huge untapped market
into the banking system. Now this is possible only through smart
As smart card usage grows and more applications are developed
and deployed, the management of smart card applications and
maintenance of transactions, cardholder information becomes
increasingly complex. TRANSYS™
is a multi-application
smart card management system, empowering card-issuing organizations
/ companies to successfully deploy and manage smart card technology.
Why do we need smart card management?
To support multiple applications
To support multi issuers
To support multi clearing & settlement of transactions
To support complete cardholder management
The modular nature and open architecture of TRANSYS™ is
designed to deliver real flexibility and scalability to multi
The challenge facing card issuers is to harness the power of
smart cards to deliver both marketing initiatives and cost reduction
programs to enhance the Issuers competitive situation. A complete
multi-application smart card management system is required,
one that offers Security, Flexibility and Creativity, to seamlessly
integrate with numerous application providers and be cost effective.
TRANSYS™ from KYROS is strongly positioned to meet this
TRANSYS™ from KYROS
• Total card life cycle management system
• Multi-application support
• Easy to use and user friendly front-end GUI's
• Easy user configurable / customizable to meet various
• Definable application Security
• Customized personalization options
• Key management system support
The challenge facing card issuers is to deliver complete multi-application
smart card management systems that offer security and seamless
interoperability between numerous application providers. TRANSYS™
from KYROS is well positioned to meet this challenge.
is an integrated solution aimed
primarily at the customized bulk issuance and lifecycle management
of smart cards in a single or multi application environment.
It is designed to handle single or multiple card issuers from
within a single host / acquirer unit. This permits an organization,
such as a operator, to issue cards on behalf of institutions,
such as banks, loyalty scheme operators, etc.
It provides the functionality to place the card, the applications
and the cardholder details into the system and then collate
these details for the purpose of card personalization, initial
issuance and subsequent card management – a total card
KEY PRODUCT BENEFITS
• Competitive pricing that is scalable; can be card or
• Modular design that facilitates easy integration to
• Full card lifecycle support giving organizations complete
control of the card.
• Multiple applications strengthen business case and improve
customer loyalty and retention.
• Assures investment protection by allowing issuers to
use practically any smart card type, personalization
device & card reader.
• Total management of individual and corporate (group)
• Interoperable with KYROS supplied and 3rd-party application
• Complete card maintenance; e.g. hot listing, expiry,
renewal, replacement or locking.
• Complete Network management of terminals
• Quick and simple procedures to replace lost or stolen
• Expert reporting capabilities.
• Secure system access with data back-up and recovery